Funding Circle — Fast, Flexible Finance for Growing UK Businesses

Whether you’re buying stock, expanding your operations, or managing cash flow, Funding Circle is a specialist finance partner built to help UK businesses succeed. With quick online applications, competitive rates, and a range of tailored funding options, Funding Circle gives you the finance you need — when you need it.

What is Funding Circle?

Funding Circle is the UK’s leading small business lending platform, offering fast and flexible business loans, lines of credit, and cashback credit cards to help companies of all sizes grow and thrive. Since 2010, Funding Circle has helped tens of thousands of UK businesses secure the funds they need to achieve their goals.

With a simple online process and UK-based support team, Funding Circle makes borrowing easier, faster, and more transparent — letting you focus on what matters most: running and growing your business.

Why Choose Funding Circle?

Quick Decisions & Fast Funding

Apply online in minutes and typically receive a decision in as little as 1 hour, with funds paid directly to your account within 48 hours when approved.

Flexible Finance Options

Fund your business your way with a choice of finance products — from term loans of up to £750,000 to revolving credit facilities and business credit cards with cashback rewards.

Competitive, Transparent Rates

Funding Circle offers fixed interest rates that help you plan with confidence — no hidden surprises or complex pricing structures.

UK-Based Support Team

Get help from real experts right here in the UK, so you’re never left waiting for answers when you need them most.

Funding Circle Benefits for Your Business

  1. Grow with Confidence

    Use funding to invest in stock, hire new staff, or scale up your operations — without cash flow bottlenecks holding you back.

  2. Manage Cash Flow Better

    Whether you choose a flexible line of credit or a tailored loan, you can smooth out seasonal dips and unexpected expenses.

  3. Straightforward Online Process

    No stacks of paperwork or lengthy bank meetings — just a quick, digital application and fast turnaround.

  4. Solutions for Every Stage

    From startup finance needs to established business growth plans, Funding Circle has options to match your goals.

Ready to Boost Your Business?

Get started with Funding Circle today and access fast, flexible finance that keeps your business moving forward. Whether you need working capital, equipment funding, or flexible credit, Funding Circle can help you secure the funding you need — all from a trusted UK provider.

Apply now and see how Funding Circle can support your business growth.

Popular Finance Options Available

  • Business Loans – from £10,000 to £750,000 with terms up to 6 years.
  • FlexiPay Line of Credit – flexible short-term credit with manageable repayments.
  • Business Credit Card – cashback rewards and flexible spending power.
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